Terms and Conditions

1. About These Terms

These Terms apply to all visitors, users, and others who access or use the River Vaultessa website and any associated services ("Services"). They form a legally binding agreement between you and River Vaultessa.

2. Eligibility and Accounts

To use certain features of our Services, you may be required to register and create an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

3. Nature of Services

River Vaultessa provides tools and information intended to support decision-making. Nothing on our website constitutes financial, investment, tax, or legal advice. Any outcomes, projections, or illustrative figures presented are for general informational purposes only and should not be relied upon as guarantees of future results.

• Services are provided on an "as is" and "as available" basis.
• You remain solely responsible for any decisions you make based on information obtained through our Services.
• We recommend seeking independent professional advice where appropriate.

4. Fees

Where our Services are described as fee-free, this refers to the specific structure outlined on our website at the time of publication. Any applicable fees, charges, or third-party costs, if introduced or associated with particular features, will be clearly disclosed before you incur them.

5. Acceptable Use

You agree not to misuse our Services. This includes, without limitation, agreeing not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation.
• Attempt to gain unauthorised access to our systems, accounts, or data.
• Interfere with, disrupt, or place undue burden on our website or servers.
• Reproduce, duplicate, copy, or resell any part of our Services without express written permission.
• Upload or transmit viruses, malicious code, or any material that is unlawful, harmful, or infringing.

6. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of River Vaultessa or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from this content without our prior written consent.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by River Vaultessa. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access such third-party resources at your own risk.

8. Disclaimers

To the fullest extent permitted by applicable law, River Vaultessa disclaims all warranties, express or implied, in connection with the Services, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, River Vaultessa shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless River Vaultessa, its affiliates, and their respective personnel from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Services, or your violation of these Terms.

11. Termination

We may suspend or terminate your access to the Services at any time, without notice, for conduct that we believe violates these Terms, applicable law, or is otherwise harmful to our interests or those of other users.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised date and will be effective as soon as it is accessible. Your continued use of the Services after any such changes constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which River Vaultessa operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

If you have any questions about these Terms, please get in touch via our contact page.